At some point nearly every Peer Lending investor asks the question, “Which platform should I invest on?” but the answer usually isn’t simple.
Since we’re constantly thinking of ways to help others understand Peer Lending returns, we’ve simplified our platform performance calculations to be more easily understood, more comparable to widely reported bond and stock market returns, and devoid of forecasts and estimations.
This table outlines information from each individual marketplace lending platform to give investors a better insight to what they offer transparently.
The idea of lending money to people you don’t know, without any kind of guarantee, may seem stupid at first. But ‘Peer-to-Peer lending’ (as it was originally called) does work for investors.
As of late, Marketplace Lending platforms have been struggling to find permanent capital. In what must be considered welcome news for the industry, the first closed-end fund has finally been approved by the SEC.
Bloomberg recently posted a critical article about Lending Club. There are two main points in the article: first, that Lending Club is clandestinely issuing “supposedly” undesirable loans to repeat borrowers, and second, that Lending Club as a company is failing.
Why was LendingRobot Score developed and how does it work? LendingRobot Score is our own mechanism for ranking loans against each other.
One question we are often asked is how to reconcile our Expected Return with Lending Club’s (adjusted) Net Annualized Return, or (a)NAR. In this article, we’ll explain how they’re calculated and what is important about each return metric.
You have a superpower. You’ve probably used it without even knowing what was really happening, and, for better or worse, it has changed your life.
In fact, nearly the entire human race has this ability. It has been honed over thousands of years, and made more efficient with technological innovations and quantified with mathematical formulas.