As the Lend Academy Investments team continues to work towards integration between LendingRobot and NSR Invest, today we are pleased to announce a change to the Expected Return displayed for investor accounts. We believe this change will benefit our clients by substantially enhancing the relevance of the return metrics available on the LendingRobot platform. Previously,…
We think a lot of about risk versus return. Recently, we looked in to the evolution of risk to return on Lending Club.
The Alternative Lending space, while still young by most measures, has grown immensely over the past several years.
With the launch of LendingRobot Series comes our new model LRv2, aptly named to distinguish it from its predecessor, LRv1. LRv2 represents a significant improvement in loan selection over LRv1. In this blog post we’ll discuss the inner workings of LRv2, its differences to LRv1, and how it fits into LendingRobot Series.
Or why pizzas and loans create the same conundrum… Our life as investors (or investment advisor) would be much, much simpler if we had no choice in the kind of assets we buy (but probably no ‘raison d’être’).
At some point nearly every Peer Lending investor asks the question, “Which platform should I invest on?” but the answer usually isn’t simple.
Since we’re constantly thinking of ways to help others understand Peer Lending returns, we’ve simplified our platform performance calculations to be more easily understood, more comparable to widely reported bond and stock market returns, and devoid of forecasts and estimations.
One question we are often asked is how to reconcile our Expected Return with Lending Club’s (adjusted) Net Annualized Return, or (a)NAR. In this article, we’ll explain how they’re calculated and what is important about each return metric.
In January of 2014, we did an analysis about how many loans one needed in a portfolio to be fairly confident of earning a positive return.