# Category: Industry

### 7 Surprising Facts From The Latest Americas Alternative Finance Industry Report

Alternative lending has expanded into many countries and is being used by individual investors, institutional investors and businesses.

### 7 predictions for 2017

And now, without much further ado, here are my 7 predictions for 2017:

### 2016 in 6 Numbers

There are 6 numbers to describe 2016 and we list them. Enjoy!

### The OCC is handing Fintech’s Shadow Banking sector a flashlight

Eight years from the start and 4,000 companies strong, (and after a year and a half study into the Fintech revolution) the OCC noticed that the SEC is the de facto in-charge agency of Fintech and now wants to be in a more important position to advocate the direction of the industry.

### Lending Club’s Third Quarter Earnings: Navigating the Storm

On the call and in the slides, Lending Club stated that “all large investors have reengaged on the platform.” As seen in the chart below, it does appear that these investors have reengaged. But what wasn’t highlighted is that a single institutional investor made up a …

### Lending Club stock versus Lending Club notes

A \$20,000 portfolio split evenly between Lending Club stock and in Lending Club notes at the company’s IPO in 2014 would be worth \$14,188 today. The notes would have a value of \$11,607, while the Lending Club stock would be valued at \$2,581. That’s not the end of the story, though.

### What to expect in Lending Club’s 3q Earnings Report

Lending Club has guided investors that there will be 0% growth in originations from the second quarter. The company has stated that they expect a \$15-\$30 million loss. This number may be optimistic.

### Options to Invest in Peer Lending

There are many options to invest in peer lending. We’ll go over each, discussing the positives, the negatives, and the costs.

### Taxes Don’t Need to Be Complicated in Peer Lending

*Note: This Infographic is intended for informational purposes only. Your specific situation may differ.
To ensure proper tax treatment be sure to consult your tax professional for advice.