Return on Love – a look at Wedding and Engagement borrower data
Data for peer lending marketplaces such as Lending Club and Prosper are very transparent, which is a boon for statistical analysis.
- Stephen Zentner
- 2 Comment
Category: Research
6 Important Facts Every Peer Investor Should Know
Are you new to peer lending or uncertain about the details? Below are some things that may surprise you
- Vanessa Hoying
- 0 Comment
Calculating Financial Returns in Peer Lending
It is natural to want to measure the amount of money one makes from a financial investment such as Peer Lending.
- Alex Neporozhniy
- 12 Comment
XVIIIth Century Math, Chuck Norris and Updating Risks of Default
We have seen previously how machine learning and statistics could help predicting how much money a loan would pay back.
- Alex Neporozhniy
- 2 Comment
Magic? No, Efficiency
Most of the time, lending institutions claim exceptional results are made possible through “better risk management.”
- Alex Neporozhniy
- 0 Comment
Predicting Returns for Ongoing Loans
In a previous paper, we showed how we could predict the future return of a loan at its inception, based on historical data from the marketplace and the loan’s characteristics.
- Alex Neporozhniy
- 5 Comment
Predicting the Number of Payments in Peer Lending
Deciding which loans to invest in, or gauging the ongoing performance of a portfolio requires investors to be able to predict how much a given loan will return before reaching maturity.
- Alex Neporozhniy
- 14 Comment
