Marketplace Lending Industry Compendium

[Updated on:  January 11, 2017]

The following is a compendium demonstrating the penetration of Marketplace Lending.  There are many different platforms that specialize in specific industries, such as, Small Business Ventures, Real Estate Refinancing, Factoring or Invoicing Payment, Education Refinancing, Medical Financing, Automotive Financing and Consumer Debt Consolidation.

This Marketplace is growing constantly so let us know if you’ve discovered any new platforms.

Name

Category

Sub-category

Specialty

Country

Funding Round

Claim / Description

Able Lending Platform Small Business Credit Friends & family small business lending US Jul, 2013 Small business loans with the help of your friends & family.
Achieve Lending Platform Education Credit Private student loans US Jul, 2014 The Easiest Way to Get Personal Financing Don’t waste more time searching for the perfect loan opportunity. Find the best loans available in just 30 seconds.
Afluenta Platform Consumer Credit Personal loans in Latin America AR Jul, 2011 Afluenta promotes the flow of money to the generation of wealth among its members.
altLINE by The Southern Bank Company Platform Factoring Credit Bank Partner for Accounts Receivable Lending US 2012 Providing smart, affordable alternatives to a traditional line of credit. Accelerating your cash flow and helping you get back to running your business.
ApplePie Capital Platform Small Business Credit Franchise Financing US Jul, 2014 Offers qualified investors fixed income investment opportunities in high-quality franchise businesses.
Argon Platform Consumer Credit Personal financing US Apr, 2014 We make affordable loans. Credit you deserve, when you need it. You are more that just a credit score!
AssetAvenue Platform Real Estate Credit Short-term real estate loans US Jun, 2014 Flexible underwriting and a diverse investor base to get your loan funded fast.
Assetz Capital Platform Small Business Credit Personal loans GB Apr, 2015 Assetz Capital, we seek to reduce this risk to our investors by taking asset security on every loan.
Auction.com Platform Real Estate Credit Real estate marketplace US Aug, 2012 Auction.com is the nation’s leading online real estate marketplace, having sold more than $30+ billion in residential and commercial assets.
auxmoney Platform Consumer Credit Alternative bank loans in Germany DE Mar, 2013 Before you decide to go to the bank go to auxmoney! Revolutionizing the credit system in Germany.
Avant Platform Consumer Credit Consolidate debt, unexpected events US May, 2013 Over 200,000 people have experienced the convenience of personal loans through Avant.
BayViewFunding Platform Factoring Credit Invoice factoring loans US 1985 Our mission is to provide reliable, quality accounts receivable factoring services to businesses across America.
Behalf Platform Small Business Credit Pays your vendors US Sep, 2013 Run your business, with the capital you need. As you pay us back, we’ll have your back – with more capital and longer terms – so that you can keep that growth going.
Best Egg Platform Consumer Credit Credit card consolidation US Mar, 2014 Fixed prices. Fixed payments. A clear and simple path to financial freedom.
Biz2Credit Platform Small Business Credit Small business loans US Dec, 2014 Our mission is to provide small businesses with the best lending solutions throughout their lifecycle in a flexible and transparent environment.
Blackhawk Platform Real Estate Credit Direct lender to borrower real estate loans US Nov, 2012 Blackhawk enables real estate borrowers and lenders to connect directly. Peer-to-peer real estate lending is asset-backed; and the ideal alternative to traditional bank qualifiers and other investing options.
Black Hawk Funding Platform Real Estate Credit Investment opportunities US 2012 Black Hawk Funding serves mainly as the origination arm for both our in-house funds we do the majority of our lending from.
BlueYield Platform Automotive Credit Automotive loans US Oct, 2013 BlueYield facilitates an automotive financial community that serves the interests of lenders, lead sources, affinity groups and consumers.
Bolstr Platform Small Business Credit Small business loans US Mar, 2013 Bolstr is a marketplace where emerging consumer, retail, and manufacturing businesses can raise funding for expansion from real investors.
Bond Street Platform Small Business Credit Financing for small businesses US Feb, 2014 Bond Street is transforming small business lending through technology, data and design.
Bondora by Isepankur Platform Consumer Credit Estonian personal loans – throughout Europe EE Aug, 2009 Bondora is an online platform for fixed-income investments in European personal loans.
Borro Platform Consumer Credit Luxury asset lending US Oct, 2008 Borro is the leading online platform for luxury asset lending. Our lending is fast, private and smart.
Borrowell Platform Consumer Credit Canadian personal loans CA Dec, 2014 Borrowing for Canadians just got smarter.Low, fixed-rate personal loans.
BorrowersFirst Platform Consumer Credit Giving Borrower’s a loan US May, 2014 BorrowersFirst is a bold, much needed approach—a movement that puts borrowers first.
CAN Capital Platform Small Business Credit Small business loans and advances US Feb, 2011 CAN Capital offers access to two products to help finance your business needs.
Capital Match Platform Small Business Credit Loans for SMEs in Southeast Asia SG Jan, 2014 Capital Match is a peer-to-peer lending online marketplace for SMEs in Singapore. We provide SMEs with affordable working capital from professional investors through an online platform.
CapitalSource Platform Small Business Credit Commercial Financing and Loans US Jul, 2013 CapitalSource emphasizes specialty lending across a diverse group of markets; we make cash flow, and real estate loans, providing working capital and funds to revitalize businesses across the country.
Cashare Platform Consumer Credit Providing loans for personal usage and SMEs in Switzerland CH Jan, 2008 Put in Crowd Lending, P2P Lending and Social Lending to the pioneers and benefit from the most innovative Crowd lending platform in Switzerland – fully automated and with attractive opportunities for credit seekers and investors.
CommonBond Platform Education Credit Lowering the cost of Student loans US Nov, 2012 We believe student loans should help you drive your success, not hinder it. So we’ve created a new way to access student loans without the headache, the hassle, or the huge rates.
Comunitae Platform Consumer Credit Personal loan provider in Spain ES Jul, 2009 Comunitae is a peer-to-peer (P2P) lending model serving the Spanish community.
Credibility Capital Platform Small Business Credit 2 year Small Business loans US Apr, 2015 Credibility Capital is a marketplace lender focused on prime credit small business borrowers.
Credible Platform Education Credit Student loans in comparison US Feb, 2014 The smart, simple way to save on your student loans Find private student loans for school or save thousands by refinancing your student debt.
Crowdestates Platform Real Estate Credit Property loans in the UK GB Sep, 2014 Crowdestates was set up to help property developers get access to funding for their projects and to help savers get a better return on their money.
Cumulus Funding Platform Consumer Credit Flexible, consumer-friendly options US Dec, 2012 We can provide funds for virtually any purpose. Our Income Share Agreement product helps you achieve your financial goals.
Daric Platform Consumer Credit Consolidate Debt and Small Business US Jan, 2012 We connect borrowers and investors through technology, and manage the underwriting process with powerful software algorithms. Savings are passed directly to participants, decreasing the rates borrowers pay while maximizing what lenders can earn.
DealStruck Platform Small Business Credit Traditional banking with simpler packages US Jan, 2012 Dealstruck provides multiple business loan options to help small businesses grow.
DentalEquities Platform Medical Credit Dental professional loans US Mar, 2014 Dental Equities® is a decentralized peer to peer platform where dental professionals unite administratively, academically, and financially for the benefit of patients and the dental professional.
DirectMoney Platform Consumer Credit Personal loans in AU AU July, 2015 DirectMoney brings together borrowers and lenders through web-based technology to offer a more attractive interest rate than banks and to deliver Australians better financial choice and improved investment outcomes.
DonJoy Platform Consumer Credit Loans to consolidate individual debt in South Korea KR 2006 According to unverified information published by a company representative, Donjoy is in operation since 2005 and allows interest rates of up to 66 percent.
DriverUp Platform Automotive Credit Auto loans in the US US Feb, 2015 DriverUp is an online marketplace built exclusively for automotive financing. DriverUp is powered by Sierra Auto Finance, a nationally recognized specialty auto finance company.
EarlyShares Platform Real Estate Credit Loans for assets and real estate US Aug, 2012 EarlyShares is the trusted platform that gives accredited investors direct access to private opportunities.
Earnest Platform Consumer Credit Student loan refinancing US May, 2014 We believe financially responsible people deserve something better. That is why we strive to eliminate unnecessary costs from the system and offer our clients the lowest possible rates.
eLoan Platform Consumer Credit Refinancing for everyday needs US Sep, 1998 Whether you’re looking for a home mortgage loan, refinancing, personal loan, auto loan, savings and investment product, or other services like debt consolidation, E-LOAN can help.
Estateguru Platform Real Estate Credit Real estate loans in Estonia EE Feb, 2014 Estate Guru breaks that barrier – now all of us can grow all our assets, regardless of how much you have knowledge, information or wealth.
Ethos Lending Platform Real Estate Credit Home mortgage loans US May, 2014 Ethos Lending is a private, residential lending company headquartered in San Francisco, California.
FairCent Platform Consumer Credit Marketplace for Resident Indians IN Jan, 2015 Faircent is a Marketplace where potential lenders and borrowers can register and then interact amongst themselves to strike deals on lending and borrowing.
FastPay Platform Factoring Credit Entertainment and media loans US Sep, 2009 FastPay provides liquidity and financial workflow solutions to the media industry. We can dynamically assess the creditworthiness of media businesses and provide loans in real-time.
Financeit Platform Small Business Credit Canada’s fastest growing consumer lender CA May, 2007 Financeit gives you the tools and support you need to start offering your customers powerful financing options. More ways to buy means bigger sales for your business.
Finansowo.pl Platform Consumer Credit Direct loans for social lending in Poland PL Oct, 2008 Service Finansowo.pl is a project introducing to the Polish market the idea of “social lending” or social loans. Basically, our service allows lending between individuals without the mediation of banks – offering customers the speed, simplicity and convenience.
Finexkap Platform Factoring Credit Invoicing credit while you wait for payment FR Jul, 2013 Strengthen your cash, and if you receive payment of your invoices in 48 hours instead of 45 days? Finexkap offers a tool to sell your invoices awaiting payment.
Fixura Platform Consumer Credit Personal loans in Finland FI Nov, 2014 The leading Nordic and Finland´s biggest site for peer-to-peer loans.
Float Platform Consumer Credit Provide the world’s safest credit US 2011 Float was founded in 2011 in Lexington, KY with the goal of solving the enormous problems in consumer credit.
Folk2Folk Platform Consumer Credit Local secure lending in the UK GB 2013 Folk2Folk offers simple, straightforward, local lending and borrowing. We are not a Bank, Brokerage, seller of financial products, Deposit Taker, Fund Manager, or Adviser to any party. We organise the secured lending of money between local folk without the involvement of City institutions.
Fora Financial Platform Small Business Credit Small Business loans and merchant funding US Oct, 2015 With Fora Financial, clients don’t need to jump through hoops trying to get a bank-issued small business loan. Instead, our simple application process requires only a few bank statements, rather than extensive paperwork and complex financial information.
Fundation Platform Small Business Credit Quick turnaround small business loans US Mar, 2013 We are a direct lender that originates every loan. It’s a partnership, with you as the borrower and with us as the lender. That’s why we’re dedicated to building long-term relationships with our customers.
FundBox Platform Small Business Credit Resolves small business cash flow gaps US Apr, 2014 Fundbox offers business owners a simple way to fix their cash flow by advancing payments for their outstanding invoices.
Fundera Platform Small Business Credit Small Business loan financing safely US Jan, 2014 Fundera is the easiest way to shop and save on a small business loan. In just the past year, we’ve helped hundreds of businesses get millions of dollars in financing quickly and safely.
Funding Circle Platform Small Business Credit Small Business Loans in the UK and the US GB/US Feb, 2010 Funding Circle is the world’s leading marketplace lender exclusively focused on small business.
Funding Empire Platform Small Business Credit Small Business loans for business owners GB Oct, 2013 Funding Empire is Wales’ first Crowdfunding platform. It was developed to combat the problem businesses face in getting funding from banks whilst also trying to provide savers, (lenders), with a better return than they currently get on their money in a savings account.
Funding Wonder Platform Small Business Credit Loans for established small businesses US Jan, 2014 We are a lending community that helps qualified neighborhood businesses borrow money at low cost quickly and private investors get better returns.
FundingKnight Platform Small Business Credit Peer to Business loans in the UK GB Jul, 2013 We help Lenders invest directly into British Businesses
Fundrise Platform Real Estate Credit Leading real estate capital marketplace US Jan, 2011 Fundrise gives you access to investment opportunities from the best real estate companies in the country, all through one simple, transparent platform.
FundThrough Platform Business Credit Business loans by businesses in Canada CA Feb, 2015 At FundThrough, our mission is to help growing, successful entrepreneurs build their businesses even more quickly. We do this by providing lines of credit when others won’t.
Green Loans Platform Consumer Credit Loans for debt consolidation and cash advances US 2010 With over 1.5 million members and $1,000,000,000+ in personal loans already funded, we are partnered with the leading personal loan marketplaces on the planet.
GreenNote Platform Education Credit Money for college from people who believe in others US Oct, 2007 GreenNote was created to help students achieve their higher education dreams by empowering social networks for financial support to bridge the gaps not covered by traditional lending methods.
GroundBreaker Platform Real Estate Credit Real estate venture launchpad to help entrepreneurs US Sep, 2013 GroundBreaker is a disintermediated marketplace for real estate investments. At GroundBreaker, sponsors can connect directly with investors without using a middleman.
GroundFloor Platform Real Estate Credit Real estate microlending US Oct, 2013 GroundFloor is the first microlending community for real estate.
Grouplend Platform Consumer Credit Personal loans in Canada CA Aug, 2014 We use technology and data-driven systems to give responsible Canadians a much better way to borrow. We operate completely online, which lowers the cost of borrowing, and greatly enhances the speed and convenience of service.
Harmoney Platform Consumer Credit Personal loans in New Zealand NZ Jan, 2015 Harmoney is New Zealand’s first licensed peer to peer lending platform, where smart borrowers and investors meet to get a better deal on personal loans.
Harper Partners Platform Factoring Credit Invoice factoring for startups or small businesses US Jul, 2015 Harper Partners provides accounts receivable financing (also called invoice factoring) for hardware and software companies, agencies, publishers and many other types of businesses.
i-lend.in Platform Consumer Credit Personal loans in India IN Aug, 2012 i-lend, India’s first and leading online peer-to-peer platform, connects borrowers who are in need of money to investors who are ready to invest.
iFunding Platform Real Estate Credit Real estate loans US Jul, 2014 Revolutionizing real estate investing. Receive real estate debt or preferred equity financing. Institutional investors syndicate your deals.
IOU Financial Platform Small Business Credit Small Business Lending US Apr, 2011 IOU Financial provides successful small businesses access to the capital they need to seize growth opportunities quickly.
Kabbage Platform Small Business Credit Small Business capital US Apr, 2010 Kabbage gives you the security of working capital whenever you need it. Draw against your line of credit, as often as once a day, for anything you need to grow your business. Unlike traditional lenders, we approve small business loans by looking at real-life data, not just a credit score.
Karrot Platform Consumer Credit Personal loans US Sep, 2014 Karrot, we offer not only the simplest and fastest, but affordable personal loans with industry leading customer service.
kickpay Platform Factoring Credit Buys invoices US Dec, 2014 We think supply chain finance is broken. We don’t think small and medium businesses should have to finance their bigger customers operations. We think it’s the investors’ job to finance and the businesses’ job to create and innovate.
Kilowatt Financial Platform Energy Credit Credit for Clean Energy endeavors US Jan, 2014 Kilowatt Financial makes clean energy accessible and affordable for more homeowners throughout the United States.
Kiva Platform Non-Profit Credit Personal loans with no interest for people in poverty Global Aug, 2010 We are a non-profit organization with a mission to connect people through lending to alleviate poverty. Leveraging the internet and a worldwide network of microfinance institutions, Kiva lets individuals lend as little as $25 to help create opportunity around the world.
Kokos Platform Consumer Credit Cash loans and currency exchange in Poland PL Feb, 2008 Kokos.pl is a social networking site that connects people who need money with people who want to invest and lend.
Landbay Platform Real Estate Credit Real estate loans in the UK GB Jan, 2014 Founded by John Goodall and Gray Stern, Landbay is a peer-to-peer lending company where your money is always secured over a portfolio of tenanted British homes.
Lend2Fund Platform Real Estate Credit Commerical real estate loans in Australia AU Aug, 2014 Marketplace lending, direct deals between investors and borrowers. Professional investors only, higher yields -secured lending- greater deal flow. Refinance at lower rates, alternative to bank finance.
Lenda Platform Real Estate Credit Home refinancing US Feb, 2013 Lenda is the easiest way to refinance your home loan online. Save time and money with our simple and secure online process.
Lendable Platform Consumer Credit Peer lending in UK GB Dec, 2014 Using technology, we have trimmed the fat from the traditional loan application process. The result allows us to make an instant decision, offer personalised rates, and transfer funds within minutes.
Lendico Platform Consumer Credit Global personal loans Europe Dec, 2013 Lendico is a transparent marketplace for loans. By connecting private borrowers and investors we avoid the excessive costs of traditional banking.
Lendify Platform Consumer Credit Personal loans in Sweden SE Feb, 2014 Lendify is a marketplace for loans between private individuals.
Lending Club Platform Consumer Credit Non-collaterized, Credit card refinancing US May, 2007 And the savings are passed right through to our customers. Lendico does a strict quality control of all borrower projects and coordinates all payment transactions on top.
Lending Crowd Platform Small Business Credit Small business loans in UK GB Nov, 2014 To offer businesses keener loan rates and investors better returns, by providing an easy to use online service that brings interested parties together – hence the LendingCrowd.
Lending Works Platform Consumer Credit Personal loans in the UK GB Jan, 2014 Lending Works is a peer-to-peer lending platform which matches shrewd lenders with creditworthy personal loan borrowers, so both receive a much better deal.
LendingHome Platform Real Estate Credit Home mortgage loans US Aug, 2014 LendingHome is the world’s leading mortgage marketplace.
LendingPost Platform Small Business Credit Small business loans in Australia AU Jan, 2013 LendingPost was founded to provide alternative funding options to businesses being starved of finance by the big four banks.
LendingStar Platform Small Business Credit Small business loans in Ukraine & Malaysia UA/US/MY Jan, 2014 Your small business financing. Peer-to-peer lending marketplace for smart business.
LendingTree Platform Consumer Credit Loans for all personal reasons US Dec, 2014 LendingTree is the nation’s leading online loan marketplace with the industry’s largest network of lenders. Our service provides consumers a way to connect with multiple lenders for a number of financial borrowing needs.
LendInvest Platform Real Estate Credit UK Mortgage Lending GB Nov, 2013 LendInvest are creating a process that is easy to understand for borrowers, and a platform that gives everyday investors the ability to invest in a mortgage. Up until now, investing in a mortgage has been the exclusive domain or large institutions and hedge funds – LendInvest changes this.
Lendio Platform Small Business Credit Small Business Loans US Feb, 2011 Small business loans made simple. See your loan options in just minutes.
LendKey Platform Education Credit Student loans and auto/home loans US Oct, 2007 LendKey’s innovative technology matches consumers with community banks and credit unions to create the most transparent, accessible and low-cost borrowing options in online lending.
LendStreet Platform Consumer Credit Refinancing old debt US Dec, 2014 LendStreet is a lending platform helping borrowers refinance old debt and rebuild their financial lives.
LendUp Platform Consumer Credit Short term credit in place of pay day loans US Apr, 2012 LendUp offers loans with declining rates, free education, and the opportunity to build credit.
Lendza Platform Small Business Credit Small business loans online US 2015 Lendza is the place where you learn about small business funding, so you’ll be ready to pick out the right financial product, use the money efficiently, and pay it off on time.
LiftForward, Inc Platform Small Business Credit Small Business and Franchise Loans US Aug, 2014 Small business loans. Finance what your business needs, when you need it.
Lighter Capital Platform Small Business Credit RevenueLoan US Jul, 2010 Our RevenueLoans are structured so our return depends on your company’s performance.
LoanClubUSA Platform Consumer Credit Personal Loans US May, 2007 LoanClubUSA is dedicated to providing the best experience for borrowers and investors alike. We are dedicated to complete transparency and are proud to provide an exceptional customer service experience. LoanClubUSA only works with accredited investors and institutional investors.
LoanHero Platform Consumer Credit Personal Loans US Jul, 2014 By bringing marketplace lending to the point of sale, LoanHero provides better financing options for consumers purchasing goods and services including furniture, home improvement, auto repair, and elective healthcare.
LoanNow Platform Consumer Credit Payday loans of the like US Jan, 2014 LoanNow is proud to set a new standard for the lending industry. We look at the entire person, not just their credit score, with loans tailored to every credit situation.
lubbus Platform Consumer Credit P2P lending in Spain where the motto is you’re your own bank ES 2008 In lubbus the bank is you have created a platform with all the necessary tools to connect people who have savings and who want to return up to 20%, with people who need money at a very low cost and with interest below half of banks.
Mainspring Funding Platform Small Business Credit Small business lending US Feb, 2015 Mainspring Funding is the origination and distribution platform for our specialty finance portfolio companies and products. To date, we have focused primarily on developing origination capabilities in the small business lending space.
maneo Platform Small Business Credit Small business lending in Japan to promote economy growth JP Apr, 2007 “In business who have the passion, and the provision of infrastructure which investors can invest with confidence”
MarketInvoice Platform Factoring Credit Buys invoices so you can stay accountable GB Oct, 2010 The UK Government is buying invoices on MarketInvoice through its fully owned British Business Bank.
Merchant Cash & Capital Platform Small Business Credit Small Business lending US Mar, 2014 Merchant Cash and Capital: a business founded on integrity and transparency – from the inside out.
Milaap Platform Non-Profit Credit Fundraising to empower people IN Jun, 2010 We are changing the way people fund and impact commmunities in need. We look to inspire you to do the most and create a lasting impact, the way you have always wanted to.
Mintos Platform Consumer Credit Personal loans within Latvia LV May, 2015 Mintos is a new peer-to-peer lending marketplace in Latvia. Recently expanding to Estonia and Lithuania.
Money360 Platform Real Estate Credit Commercial business loans US Jan, 2014 Money360 is a revolutionary online marketplace for commercial real estate loans.
Money Auction Platform Consumer Credit Providing microcredit, consolidating debt and peronal business loans in South Korea KR Aug, 2006 Money Auction provides a platform where the nation’s first capital of 2.97 billion won on a platform, it is the company’s largest transaction volume.
Mosaic Platform Energy Credit Solar Energy Investing and Loans US May, 2012 Mosaic is a place to grow your money by investing in clean energy infrastructure.
Mulligan Funding Platform Small Business Credit Working capital loans for small businesses US 2008 Mulligan Funding offers a variety of business funding options and a level of service that traditional banks are simply incapable of providing.
MYC4 Platform Non-Profit Credit Lending to small business in Africa DK/KE 2013 MYC4 is an internet marketplace where you and investors from around the world can lend money directly to entrepreneurs who are doing business in Africa and create growth together with them.
Noesis Platform Energy Credit Financing energy efficiency projects US Nov, 2011 Lending to Make Buildings Better Commercial building owners want to say ‘yes’ to efficiency improvements and generate incremental cash flow, but most say ‘no’ because they lack the information and budget to make these equipment investments. Noesis is here to help.
OnDeck Platform Small Business Credit Small Business Loans in US and Canada US/CA Jan, 2006 We’re making waves in the world of small business.
Open Energy Group Platform Energy Credit Energy Loans to help build a renewable energy US Jun, 2014 We offer accredited investors direct access to higher return, lower risk, fixed income products by directly funding the construction and operation of commercial renewable energy power projects in the US.
P2B Investor Platform Small Business Credit Loans for small and medium sized businesses US Aug, 2012 P2Binvestor’s crowdfunded business loans are designed to bridge the wide gap between hard-to-get bank financing and expensive alternative lending sources.
Patch of Land Platform Real Estate Credit Real estate loans to help repair communities US Sep, 2013 Patch of Land is crowdfunding real estate through its P2RE (peer-to-peer) online marketplace offering various typologies of secured real estate debt on assets backed by first position liens and personal guarantees.
Pat Loans (Credit Pat) Platform Consumer Credit Personal loans to improve life and production of living in China CN Oct, 2012 Credit pat Founded in June 2007, the company called the “Shanghai pat Credit Financial Information Service Co., Ltd.”, is headquartered in Shanghai an international financial center, it is China’s first P2P (person to person) network credit lending platform.
Pave Platform Consumer Credit Personal loans at an affordable rate US Apr, 2014 Funding so you can make it happen. We reinvented the traditional loan for our generation.
Pawngo Platform Consumer Credit Pawn your items for cash assets US Jun, 2011 Those looking for a short-term, low-interest loan now have an ally in PawnGo.com: a new digital venture formed by the financial backers of popular group purchasing website Groupon.
Payoff Platform Consumer Credit Credit card and debt consolidation US Apr, 2010 Payoff is a next generation financial services company, designing products that help people pay off their credit cards faster and save money.
PeerForm Platform Consumer Credit Personal loans US Jan, 2011 Peerform is not a bank, we do not incur the overhead costs associated with formal lending institutions. These savings can be passed on to our borrowing and lending clients in a transparent way. Hidden fees or out-of-the-blue charges will never be a part of our approach.
Peer Lending Network Platform Consumer Credit Consolidate debt and repair credit US 2008 The Peer Lending Network is dedicated to educating consumers about the peer-to-peer lending process, directing consumers to the industries best peer-to-peer lending companies. The loans are all unsecured meaning, they don’t require collateral. Their preferred partner is Prosper Marketplace.
PeerStreet Platform Real Estate Credit Difficult to access real estate loans US Nov, 2014 PeerStreet’s simple, secure platform connects qualified investors to high yielding real estate loans.
Plum Lending Platform Real Estate Credit Commerical real estate loans US Apr, 2014 Plum is a marketplace lender revolutionizing commercial real estate lending by providing a simple application, a streamlined online experience, and a faster and more transparent approval process versus traditional banks and institutions.
Pop Funding Platform Education Credit Providing student loans to everyone in the education division in South Korea KR 2008 Pop Funding is changing the way internet fundraising is to improve our daily live and economic activities. We are willing acknowledge others in their areas of expertise with two-way information exchange.
Prêt d’Union Platform Consumer Credit Personal loans in France FR May, 2010 The company offers the only consumer credit and does not offer revolving credit (or revolving credit ), or mortgage or business creation
Prodigy Finance Platform Education Credit International Postgraduate Loan Financing GB Oct, 2014 Our innovative model offers loans to international postgraduate students at leading business schools. Through our community platform, alumni and other investors earn competitive returns, while students gain access to higher education they otherwise could not afford.
Prodigy Network Platform Real Estate Credit Funding in real estate assets in the US and parts of Latin America US/CO/UY 2013 Prodigy Network is committed to giving accredited investors access to what we believe are prime real estate assets in Manhattan, which were previously accessible to only institutions and ultra-high net worth individuals. Through our secure investing portal you can buy into what we believe is this country’s greatest asset.
Proplend Platform Real Estate Credit Commercial property loans in the UK GB Apr, 2015 Proplend is an online marketplace for secured commercial mortgages, where all the loans are supported by a registered legal first charge on an income producing commercial property.
Prosper Platform Consumer Credit Debt consolidation and personal loans US Apr, 2005 Prosper is America’s first peer-to-peer lending marketplace, with more than 2 million members and over $2,000,000,000 in funded loans. Prosper allows people to invest in each other in a way that is financially and socially rewarding.
QuarterSpot Platform Small Business Credit Small business loans US Jun, 2013 As a small business lender, our goal is to help businesses thrive with quick and affordable funding with terms you find attractive.
RapidAdvance Platform Small Business Credit Loans for small business and merchant cash advances US Apr, 2011 Our mission is clear – providing America’s small business owners with working capital to grow and thrive.
RateSetter Platform Consumer Credit Personal loans in UK and Australia GB/AU Jul, 2014 Make Today Pay with RateSetter, the UK’s largest P2P lending platform.
RealCrowd Platform Real Estate Credit Commercial real estate loans US Mar, 2013 Get more from your investment dollars. Find, evaluate and invest in the most exclusive real estate opportunities.
Realty Mogul Platform Real Estate Credit Real estate financing US Oct, 2012 Finance your real estate transactions. Online.
RealtyShares Platform Real Estate Credit Private real estate loans US Jun, 2013 Provide investors diversification through high-quality private real estate investments.
Reamerge Platform Real Estate Credit Real estate loans US Nov, 2014 Real returns, Emerging enterprises. Join thousands of other investors and fund business loans secured with real estate.
Rebirth Financial Platform Small Business Credit Small business loans US Feb, 2011 Based in New Orleans, after the market crash two students from Tulane created this company out of necessity.
Relendex Platform Consumer Credit Personal loans in UK GB Jan, 2014 Relendex is primarily a marketplace for investors seeking a low risk environment that produces higher returns than banks, -secured lending against commercial and residential properties in many cases producing income from tenants.
Renovate America Platform Energy Credit Energy Efficient loans US Jul, 2014 Realizing the promise of an energy efficient future, Renovate America is revolutionizing the way people adopt efficient home energy products.
Sancus Platform Consumer Credit Secured Peer loans in France FR Oct, 2014 Sancus Limited is a Peer-to-Peer (P2P) secured lender with significant permanent capital. The business concentrates on traditional P2P transactions and focuses on working with entrepreneurs and businesses.
Sharestates Platform Real Estate Credit Real estate loans US May, 2015 At Sharestates, we offer investors direct access to real estate investments through our online marketplace – with net annualized returns between 10-20%.
Smava Platform Consumer Credit Online installment loans in Germany DE Apr, 2015 Smava is Germany’s biggest online comparison portal for installment loans, on which each participant receives the credit online loan with the best terms from a wide selection.
Snap Capital Platform Small Business Credit Small business loans for those not approved for SBAs US May, 2013 SnapCap is helping lead a revolution in hybrid finance, focusing less on a business owner’s credit score and more on the health of their business.
SocietyOne Platform Consumer Credit Australian Personal Loans AU Mar, 2014 SocietyOne is Australia’s most established Peer-to-Peer lending platform. We’re an online financial community where investors and borrowers can connect to get great deals.
SoFi Platform Education Credit Education loan refinancing US Sep, 2011 SoFi is a leading marketplace lender focused on accelerating your success, with student loan refinancing, mortgages, mortgage refinancing, and personal loans.
Spotloan Platform Consumer Credit Installment loans in place of payday loans US 2014 Spotloan is a better way to borrow extra cash. It’s not a payday loan. It’s an installment loan which mean you pay down the principal with each on time payment.
Square Cash Platform Small Business Credit Low processing fee cash transfer US Aug, 2014 Choose a $Cashtag and share a link to your free cash.me profile to get paid by a friend or family member in a snap.
Street Shares Platform Small Business Credit Small business loans US May, 2014 On the StreetShares marketplace, small business owners can tell their story directly to investors. They pitch their business and retail and institutional investors place bids to fund a portion of their loan.
The Credit Junction Platform Small Business Credit Small business loans to help supply chain US Sep, 2014 The Credit Junction is a technology-enabled online lending platform focused on providing working capital and supply chain financing solutions to small and mid-sized businesses.
The Interface Financial Group Platform Factoring Credit Financial resources for company invoicing Global Jan, 1990 The Interface Financial Group’s Invoice Finance Marketplace provides selected invoice finance or spot-factoring service which can be a beneficial tool for SME’s owners in times of financial need.
The Lending Room Platform Consumer Credit Personal loans in New Zealand NZ Jan, 2012 With The Lending Room you can be sure you will be talking to someone in New Zealand, who actually knows what they are doing and will treat you like a person, not just a statistic.
ThinCats Platform Small Business Credit Individual business loans in UK GB Jun, 2011 ThinCats.com is an online peer to peer lending platform for secured business loans.
TrustLeaf Platform Small Business Credit Friends and family transaction loan US Apr, 2015 TrustLeaf helps you organize your funding and present a professional looking proposal.
United Medical Credit Platform Medical Credit Healthcare financing US Mar, 2011 Our mission is to make sure every one of our applicants receives the best customer service and secures the optimal financing terms for their healthcare procedures.
Upstart Platform Consumer Credit Highly educated, young graduates US Apr, 2012 You are more than your credit score. On Upstart your education and experience help you get the rate you deserve.
Valiant Finance Platform Small Business Credit Business loans for all types of options AU Jun, 2016 At Valiant we have done the hard work of finding a great selection of business loan options – so you don’t have to.
Vittana Platform Education Credit Student loans through microfinance from the creators of Kiva Global 2008 At Vittana we believe that education is the single best way to end youth poverty. We strive for a world where young minds have the skills to follow their dreams and earn gainful employment. We are graduating a generation beyond poverty.
Wellesley & Co. Platform Consumer Credit Asset-backed peer lender in the UK GB Nov, 2013 Our core principle is to lend to borrowers whose assets provide tangible security over their loan.
WikiLoan Platform Consumer Credit Peer lending platform to provide loans and investment opportunities US Jun, 2011 WikiLoan is a website that provides tools for peer-to-peer borrowing and lending. People can use the tools on the website to borrow and lend money among themselves at rates that make sense to all parties.
Wonga Platform Consumer Credit Personal loans, available in select countries GB/ZA/CA/PL/ES Jun, 2007 Our products are designed to provide responsible solutions for the everyday financial needs of modern life, especially for people who are not well served by mainstream finance.
YadYap Platform Consumer Credit Short-term loan contracts US 2010 Borrowers get their money quickly and at competitive interest rates that are determined by the free market – in most cases making them lower than traditional cash advance loans.
Yield/Crowd Platform Real Estate Credit Mortgage Refinancing US Mar, 2014 Yield Crowd targets asset classes with solid underlying credit characteristics and potentially attractive risk adjusted returns, such as real estate loans, non performing debt, structured settlements and more.
Zidisha Platform Non-Profit Credit Direct loans that make dramatic impact US Jan, 2014 Zidisha is the first online microlending community that directly connects lenders and borrowers – no matter the distance or disparity between them.
Zopa Platform Consumer Credit Personal loan provider in UK GB Jan, 2005 Zopa is the UK’s leading peer-to-peer lending service. We reward people who are good with their money by providing low rate loans and high interest returns.

18 Comments

  1. jack reidy says:

    You are missing one of the bigger real estate marketplace lending companies in the US……………………Realty Shares

  2. jack reidy says:

    Here are a few more missing in the real estate category:
    RealCrowd
    CrowdStreet
    Sharestates

  3. David Doust says:

    DirectMoney is a personal loan marketplace lender with a retail investment product licence that has been operating in Australia since October 2014. DirectMoney is scheduled to commence trading on the Australian Stock Exchange in July 2015.
    David Doust
    Founder

  4. Jason says:

    There’s also DirectMoney in Australia.

  5. Ben Tomita says:

    Missing from the factoring category: Bay View Funding

  6. Ben Dahlman says:

    Hey I just thought of another one to add. SnapCap is a great fit for the small business credit and small business loans categories.

  7. Matt Libman says:

    Thanks LendingRobot! We appreciate the mention in your directory!

  8. Clare Joy says:

    Hi,
    Many thanks for including us in your list. Please could you amend our name to Landbay (no capital B)?
    Thanks!
    Team Landbay

  9. Hi,
    Would you mind adding Mulligan Funding (www.mulliganfunding.com) to this list?
    Thank you!

  10. Would you mind adding Camino Financial? Camino Financial advises small business on securing capital and building their business credit. The Company provides access up to $500,000 in business funding and assists its clients in applying for financing. Camino Financial also offers financial services including credit analytics and technical assistance tailored to each client. Altogether, its credit advisory platform allows small businesses to conveniently access capital and unlock growth.

  11. Andrew Hopes says:

    A very informative article. A briefly explained. I really appreciate this work.

  12. Anwar says:

    Excellent Post!

  13. Min Fang says:

    Hi LendingRobot,

    Could you add Harper Partners (www.joinharper.com) founded in July 2015? Harper Partners provides accounts receivable financing for businesses in digital media, advertising, hardware, software and many other industries. The Company offers several non-dilutive funding solutions up to $5 million.

    Thank you!

  14. Ritchie says:

    What a great list!

    Can you please add Valiant Finance to the list? (https://valiant.finance)– Valiant is Australia’s trusted business loan marketplace giving businesses all of their business loan options in one place.

    For some recent news on Valiant you can check out: http://www.afr.com/business/banking-and-finance/westpac-invests-in-sme-online-loan-broker-valiant-finance-20160613-gphpe4

    Thanks!

  15. Michael says:

    Please add https://lendza.com/ for small business funding. It was founded in 2015.

  16. Katie says:

    This is a great resource! Could you please add Fora Financial? The company was founded in 2008, and provides working capital solutions to businesses across the United States.

  17. Great list here. Could you please add altLINE? altLINE by The Southern Bank provides small and medium businesses with flexible accounts receivable lines. The bank was founded in 1936 and the specialty commercial lending division in 2012.

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